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HYBRID OPTION ARM CALCULATOR

Enter your own numbers in the yellow boxes below to see what our 5-yr Hybrid Option ARM can do for you! Just type your values into the "Inputs" section and the "Results" will update automatically. For complete information on the Hybrid Option ARM and an example scenario, please see the Hybrid Option ARMs page.

 INPUTS:
   
Appraised Value:  (numbers only)
Loan Amount:  (numbers only)
Initial "Payment Rate":  
Full "Accrual Rate":  
Market Appreciation:  
Investment Acct.: (APY)  (This is the annual percentage yield you can expect to make
 on a particular investment: stocks, bonds, mutual funds, etc.)
   
 
 RESULTS:
   
Interest-Only Payment:  (at the full "Accrual Rate")
Initial Payment:  (at the discounted "Initial Payment Rate")
Monthly Savings:  (added to the Principal amount each month)
 
YEAR 1:  
Your loan balance would grow to
But your home value would grow to
Giving you a total of  equity in your home.
And you would have  additional cash for investment purposes.
 
YEAR 2:  
Your loan balance would grow to
But your home value would grow to
Giving you a total of  equity in your home.
And you would have  additional cash for investment purposes.
 
YEAR 3:  
Your loan balance would grow to
But your home value would grow to
Giving you a total of  equity in your home.
And you would have  additional cash for investment purposes.
 
YEAR 4:  
Your loan balance would grow to
But your home value would grow to
Giving you a total of  equity in your home.
And you would have  additional cash for investment purposes.
 
YEAR 5:  
Your loan balance would grow to
But your home value would grow to
Giving you a total of  equity in your home.
And you would have  additional cash for investment purposes.
 
 
 INVESTMENT VALUE
 
Take the difference between the "payment rate" and the "accrual rate," and invest it!
 
YEAR 1: You'll have  at the end of the year.
   
YEAR 2: You'll have  at the end of the year.
   
YEAR 3: You'll have  at the end of the year.
   
YEAR 4: You'll have  at the end of the year.
   
YEAR 5: You'll have  at the end of the year.
 

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Phone: (425) 432-6148 • Toll Free: (888) 4BICOASTAL • Fax: (800) 419-9014
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