Certified Mortgage Planners® are more than loan officers. Certified Mortgage Planners® are trained, certified and qualified advisors who help homeowners become debt free, build wealth and reach their life dreams more quickly by implementing intelligent mortgage, cash flow and home equity strategies. CMPs® help homeowners use their mortgages to minimize interest expense, maximize savings and build wealth in the fastest and safest way possible. By managing their clients' mortgages over the long term, rather than focusing on the one-time sale of a mortgage loan, Certified Mortgage Planners® help their clients make smart choices in managing and optimizing their home equity.  By assisting clients in reworking their debt and equity structure, CMPs® ultimately help their clients reach their financial goals sooner and with greater security.